Downtown Homes with Walk Up Access Basement

Downtown Homes with Walk Up Access Basement

Welcome to Downtown, Kentucky – a vibrant and dynamic subdivision that perfectly blends urban convenience with the charm of small-town living. Nestled in the heart of the Bluegrass State, Downtown offers residents an eclectic mix of culture, history, and modern amenities, making it an ideal place to call home.

One of the standout features of homes in this area is the availability of properties with walk-up access basements. These versatile spaces provide an abundance of options for homeowners, whether you envision a cozy family room, a home office, or a guest suite. With direct access from the main living areas, walk-up basements enhance the flow of your home, making it perfect for entertaining or simply enjoying everyday life.

Living in Downtown means you're never far from what you love. Enjoy leisurely strolls to local cafes, boutique shops, and art galleries that showcase the area’s rich cultural tapestry. The community is also known for its vibrant farmer's market, lively festivals, and a plethora of outdoor recreational activities that cater to all ages.

Families will appreciate the proximity to highly-rated schools and parks, while professionals benefit from easy access to major highways and public transportation, making commuting a breeze.

Downtown, KY is more than just a place to live; it’s a lifestyle. With a variety of homes featuring walk-up access basements, you can find the perfect space that suits your needs and enhances your quality of life. Come and discover the charm of Downtown – where community meets comfort in every corner!

Newest Downtown Homes with Walk Up Access Basement

$225,900
3 Beds ⋅ 1 Baths ⋅ 26020183 MLS
**Professional exterior and interior photos coming 7/30** Welcome to 365 Williams Street! This brick veneer ranch is in exceptional condition and ready to welcome its next owner. Located in friendly Mt. Vernon, just steps from the elementary school, you will be greeted with beautiful landscaping greets from the moment you arrive and you will find true pride of ownership throughout. Inside, three bedrooms and a beautifully remodeled bathroom offer comfortable, move-in-ready living. The kitchen features updated granite countertops and a well-appointed gas range and refrigerator, perfect for everyday meals or holiday gatherings. The spacious unfinished basement holds real potential. There is framing already in place for a fourth bedroom, plus ample space for an additional bathroom, and a second living area, plus a dedicated workshop for hobbies or storage. This home has been meticulously maintained, with the heating system, ductwork, water heater, and roof all replaced in recent years, and a 200 amp breaker box added for peace of mind. Enjoy the composite deck for easy, low-maintenance outdoor living. Unbeatable location-close to Rockcastle Regional Hospital, minutes from Renfro Valley and Lake Linville, and quick access to I-75. Perfect for first-time homebuyers or those ready to settle into their next stage of life. Don't miss this rare combination of quality, care, and location!

365 Williams St, Mt Vernon
$1,450,000
26019698 MLS
A rare opportunity to own one of Cynthiana's most recognizable and beloved businesses, Biancke's Restaurant has been serving the community since 1894, making it a true landmark with more than a century of history, tradition, and loyal customers. When you purchase Biancke's, you're not simply acquiring the real estate at 102 South Main Street in Cynthiana —you are investing in a well-established brand, an outstanding reputation, and a thriving business with a customer base that has already been built over generations. Strategically located in the heart of historic downtown Cynthiana, the property consists of three adjoining buildings seamlessly connected into an inviting main dining area with seating for approximately 175 guests. The 2019 addition of The Station at Biancke's expanded the restaurant with an additional 50 indoor seats and 50 outdoor patio seats, creating even more opportunities for dining, entertainment, and special events. Above the main restaurant is a spacious private banquet hall with seating for approximately 60 guests, currently not in use and offering tremendous potential for private parties, corporate events, rehearsal dinners, receptions, or additional business expansion. Known as the community's gathering place, Biancke's welcomes guests from breakfast through dinner while hosting countless family celebrations, bridal and baby showers, rehearsal dinners, business meetings, and memorable evenings with friends. Its longstanding presence has made it an integral part of the fabric of the community. Adding to the property's value, two beautifully renovated apartments on the second and third floors were completely remodeled in 2020 with exceptional attention to detail. Currently operating as a long-term rental and a successful Airbnb, these units provide valuable supplemental income while enhancing the property's investment appeal. This is a true turnkey operation, offering the rare chance to own an iconic Kentucky restaurant with multiple income streams, significant seating capacity, and an unmatched legacy. Continue a tradition that has thrived for more than 130 years while writing the next chapter in the story of one of downtown Cynthiana's most treasured destinations.

102 S Main St, Cynthiana
$275,000
3 Beds ⋅ 2 Baths ⋅ 26019685 MLS
**Open House Friday 7/24 5:00-7:00, and Sunday 7/26 1:00-3:00** Charming Downtown Georgetown Gem! This beautifully updated 3-bedroom, 1.5-bath home blends timeless character with modern finishes in a prime downtown location. Inside, you'll find gorgeous hardwood floors, fresh paint throughout, and an updated kitchen featuring elegant marble countertops. The functional layout offers two bedrooms on the main floor and a private third bedroom upstairs, providing flexibility for guests, a home office, or additional living space. Outside, enjoy the home's fresh curb appeal with all-new landscaping, creating a welcoming first impression. Conveniently located just minutes from downtown Georgetown's shops, restaurants, parks, and local events, this move-in-ready home is one you won't want to miss!

416 Chestnut St, Georgetown
$359,000
5 Beds ⋅ 2 Baths ⋅ 26018884 MLS
Beautifully preserved while boasting desirable modern conveniences, welcome to one of Harrodsburg's well-known, staple historic properties - the "Pulliam-Curry House"! Built in 1857 and recognized by the The Kentucky Trust for Historic Preservation, this 3500+sf board and batten 5 bedroom, 2 full bath gothic revival home has been rehabilitated and improved to accomodate the present-day lifestyle. History comes alive through details such as well maintained bargeboard, original hardwood flooring, grand 10ft ceilings, and gorgeous door casings/trim. Heritage is showcased through classic mantels, lovely built-ins, an iconic claw-foot tub, and enduring exposed brick. The welcoming front foyer highlights a focal piece chandelier with a stately staircase. Providing abundant entertainment space, the living and dining areas are vast, with the modern, oversized, eat-in kitchen featuring gas stainless appliances, bountiful cabinet/counter top space, recessed lighting and tile flooring! Rare for a home of this era, the primary suite includes a considerable walk-in closet and private entry into an updated full bath, including a double vanity, stylish tub/shower combo and tile flooring. All bedrooms are sizable, and the bonus room presents additional flex space, while the interior entry unfinished basement allows for easy access to systems! The covered front porch and broad rear patio are ideal for outdoor enjoyment, and the nearly 1000sf detached 3-car garage offers concrete floor, electric and maximum space for storage, vehicles and equipment. Situated on a large, unique .58-acre lot (walking distance to downtown), excellent yard space is available for outdoor enjoyment! With the ability to personalize the exterior of the property while preserving historical integrity, opportunity abounds to acquire a timeless treasure and make this home your own! Call today!

414 N Main St, Harrodsburg
$189,000
2 Beds ⋅ 2 Baths ⋅ 26017871 MLS
Welcome home to this beautifully remodeled 2-bedroom, 2-bath home offering approximately 1,416 square feet of comfortable, move-in-ready living space. Every detail has been thoughtfully updated, including two completely renovated full bathrooms that add a fresh, modern touch. Step inside to find a living room, dining area, bedroom, bathroom, and a bonus room on the first floor. Upstairs is a bedroom suite with a bathroom, an office, and a reading room for the ultimate retreat. Outside, you'll love relaxing on the wonderful shaded front porch or the large back deck. Need extra storage? A storage building provides lots of space for all your needs. Conveniently located just 11 minutes from the interstate, this home offers an easy commute to Lexington and Morehead, with Mt Sterling and Owingsville minutes away. Enjoy the charm of small-town living in a welcoming community that has recently seen several improvements aimed at enhancing the town and fostering a strong sense of community. This is a wonderful opportunity to enjoy a beautifully updated home in a growing area. If you're looking for a move-in-ready home with modern updates, outdoor charm, a great price, and a convenient location, this one is a must-see!

728 Main St, Sharpsburg
$480,000
1 Beds ⋅ 1 Baths ⋅ 26017728 MLS
Unique, elegant condo in the heart of downtown Lexington offering a refined blend of modern luxury and artistic design. The Great Room showcases a distinctive fireplace that seamlessly connects to the Kitchen. At the same time, a sparkling silver handmade crystal chandelier serves as a stunning focal point, casting sophisticated, ambient light throughout the space. The Kitchen is thoughtfully appointed with upgraded appliances, including a convection oven/range, dishwasher, microwave, disposal, wine cooler, and refrigerator. Custom cabinetry, rich leather, granite countertops, and porcelain flooring elevate both style and functionality, all enhanced by carefully curated designer lighting. All closets were completed by Closets By Design. Just off the hallway, you'll find a full bath with a walk-in shower and a spacious walk-in closet featuring convenient washer/dryer connections. At the end of the hall, the sunken Primary Bedroom offers a serene retreat, highlighted by contemporary Swarovski crystal pendant lighting that adds a touch of modern glamour. A carpeted stairway leads to the lower level, where additional versatile space includes an Exercise Room, cedar-lined walk-in closet, and a dedicated Office Area—perfect for work or relaxation. Despite its prime downtown location, this condo offers a quiet living environment. Additional highlights include access to a communal parking garage with a door opener and a courtyard with park benches for outdoor leisure. Owners can add furniture and a grill to the courtyard. The condo has been fully gutted and meticulously renovated with high-end finishes throughout, creating a truly one-of-a-kind residence. Ideally located within walking distance to University of Kentucky games, fine dining, museums, parks, the Lexington Opera House, Duncan Park, and Thursday Night Live, this home offers the very best of downtown living.

514 W Short St Unit 103, Lexington
$175,000
3 Beds ⋅ 3 Baths ⋅ 26017120 MLS
WOW!! Want something different? WELL....This might be it !! COME AND SEE what has already been done with this place! This is not your average ordinary ranch style house. The potential is unbelievable!! Almost 3000 sqft of living space plus a 2800 sqft basement. Vaulted ceilings, hardwood floors, open floor plan & tons of material already there on site for you to finish what has already been started! Newer items include: metal roofing, sewer connection, electrical box, framing for bedrooms/baths, I-beam support, HVAC units, toilets, washer & dryer, soaker tub, tub/shower unit, modern vanities in bathrooms, considerate amount of tile for the gigantic shower in the primary bath, huge mirror and oversized ceiling fan for the great room. The layout includes large entryway with 1/2 bath, pantry and laundry area off the foyer. The open expansive great room with vaulted ceiling is visible from the entry with the massive kitchen area to the right and huge primary bedroom and ensuite to the left. This kitchen has room for an island and tons of cabinetry. Open spacious area for a dining table accommodates family gatherings well. Two nice sized bedrooms with a jack & jill bath in between. The basement has tall ceilings and tons of room with outside & inside entry as well. Most all framing is complete, plus 90% of electrical and 80% completion of plumbing. Property is almost ready for insulation and drywall. Picking paint colors out is right around the corner. The large rectangular space is made up of three separate lots so there is plenty of green space for kids, fur babies, a garage or even a pool. You will be the envy of everyone living in such a cool space!

1038 Burnett St, Paducah
$1,199,000
3 Beds ⋅ 3 Baths ⋅ 26016794 MLS
Experience the timeless character of this beautifully restored downtown Lexington home, where historic charm meets thoughtfully updated modern living. Ideally located within walking distance of downtown restaurants, shopping, Central Bank Center, and the new Gatton Park on the Town Branch, this home offers exceptional convenience in the heart of the city. Extensive improvements include updated sewer and plumbing lines, electrical, HVAC, insulation, appliances, and more, providing peace of mind while preserving the home's original character. Hardwood flooring flows throughout the interior, complemented by a beautifully restored staircase that serves as a striking architectural centerpiece. The main level features an open-concept kitchen and family room anchored by a natural gas linear fireplace and bar area, creating an inviting space for both everyday living and entertaining. The kitchen opens directly to the rear deck and patio, extending the living space outdoors. A separate living room and formal dining room provide additional flexibility for gatherings and special occasions. Upstairs, you'll find three bedrooms, two full bathrooms, and a conveniently located laundry room. The spacious primary suite includes a large walk-in closet and an updated ensuite bathroom. The third floor offers a versatile office or flex space with hardwood flooring, while the finished basement provides additional living space ideal for a media room, recreation area, or entertaining, along with unfinished storage. Step outside to a private backyard retreat featuring a deck, patio, and hot tub, creating a rare outdoor oasis in downtown Lexington. Whether enjoying a quiet evening or hosting family and friends, this space is designed to be enjoyed year-round. With its exceptional restoration, modern updates, versatile living spaces, and premier downtown location, this home offers a unique opportunity to enjoy the best of historic Lexington living. Schedule your private showing to experience everything this remarkable property has to offer.

565 W Second St, Lexington
$3,790,000
26008699 MLS
Highly Visible Downtown Office Space or amazing redevelopment opportunity. Position your brand at the center of it all. This iconic office building offers a rare combination of high-profile visibility and unparalleled convenience in the heart of downtown Lexington.Designed for firms that value both prestige and practicality, this property ensures your team and your clients are always exactly where they need to be. Situated on a high-traffic corridor, the building's striking architecture provides a "billboard effect" for your business, capturing the attention of thousands of commuters and pedestrians daily. Onsite Private Parking: Say goodbye to the downtown "parking hunt." This building features a dedicated onsite parking lot, providing seamless access for employees and a premium, stress-free experience for visiting clients.Walkable Urban Lifestyle: Step out the front door and into Lexington's vibrant core. You are minutes away from the District Courts, City Hall, and the city's finest dining, coffee shops, and banks. Building consists of 24 offices 8 half baths, 2 break areas, 1 training room, Server Room, File room, 2 copy rooms and a reception area. Don't miss the opportunity to occupy one of the most recognizable professional hubs in Central Kentucky. Whether you are a growing tech firm, an established law practice, or a creative agency, this building offers the identity and infrastructure required for your next chapter of growth.

277 E High St, Lexington
$155,000
3 Beds ⋅ 1 Baths ⋅ 26012493 MLS
Rare find that's waiting and ready for you. This move in ready brick home features 3 bedrooms, bath, large living room with hardwood, eat in kitchen, spacious back yard, carport, all close to city conveniences. Heating system was updated in the fall of 2025. Call today to schedule your showing.

219 Gale Dr, Lancaster
$274,500
4 Beds ⋅ 3 Baths ⋅ 26012983 MLS
This beautifully remodeled four-bedroom, three-bath, two-story home masterfully blends modern updates with loads of timeless character. From the moment you step inside, the attention to detail is undeniable, showcasing tall ceilings accented by elegant crown molding in every single room and brand-new luxury vinyl flooring stretching across the main level. The heart of the home is a stunning kitchen equipped with to-the-ceiling cabinetry, premium granite countertops, a functional kitchen island, and a seamless flow into a large, open dining area perfect for gatherings. Thoughtfully updated for accessibility, the property features a chair lift from the main level to the basement, newer blinds throughout, and two full bathrooms equipped with walk-in showers and assistance bars for added stability. Storage is remarkably abundant, thanks to deep, oversized closets and a partially finished basement complete with built-in shelving. This lower level also functions beautifully as a private retreat, offering a separate bedroom and an attached bath with a tiled shower, accessible via its own dedicated entrance. Situated on just over a half-acre lot with an included 10x16 storage shed on concrete pad, the outdoor space provides plenty of room for a lush garden or a future garage, all while backing up to the new elementary school currently under construction. Enjoy peaceful, spacious living with excellent connectivity, located just 25 minutes from Maysville and an easy hour-and-fifteen-minute drive to Lexington. Handicapped aluminum ramp does not convey with property. Motivated to sell. Sellers will pay up to $5,000 in closing costs for buyer.

425 Elizaville Ave, Flemingsburg
$350,000
4 Beds ⋅ 3 Baths ⋅ 26003680 MLS
Experience refined downtown living at 238 Rand Avenue. Thoughtfully renovated with elevated finishes and a modern, open flow, this 4-bedroom, 2.5-bath residence blends timeless character with contemporary luxury. From the moment you enter, you're welcomed into a light-filled living space anchored by a sleek electric fireplace — creating a warm yet sophisticated focal point. The first-floor primary suite offers both privacy and convenience, while the oversized laundry room adds functionality without sacrificing style. Chef inspired kitchen is bright and functional with new appliances. Every detail has been carefully curated to provide comfort, elegance, and effortless living. The entire home was taken down to the studs and reimagined to have all the modern comforts. Located in the heart of downtown Lexington, just minutes from premier dining, boutique shopping, and scenic parks, this home offers a lifestyle defined by walkability, culture, and convenience. This is more than a renovation — it's a statement in modern downtown luxury. Schedule your private showing today.

238 Rand Ave, Lexington
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